Credit cards offer a lot of travel-related benefits that most people don’t seem to know much about. Rental car insurance, travel accident insurance, and insurance for lost/delayed luggage are just a few of these perks.

To see whether travel benefits will be put to good use this summer or left unused, plus a whole lot more, WalletHub conducted a nationally representative online survey. You can find the results below.

Key Stats

• Inflation Boosts Interest in Travel Benefits: Nearly 3 in 5 people say inflation has forced them to use credit card travel benefits more often.


• Untapped Credit Card Perks: 37% of Americans don’t take full advantage of their credit cards’ benefits.


• Most Popular Credit Card Travel Benefits: 34% of people want trip delay/cancellation insurance from their credit card, making it the most popular travel benefit, followed by insurance for accidents while traveling (28%), rental car insurance (22%), and airport lounge access (16%).


• Credit Cards Are Essential for Travel: 57% of people think it’s a bad idea to go on a trip without a credit card, with 96% of baby boomers sharing this sentiment.


• What You Don’t Know Can Cost You: Nearly 1 in 3 people are unaware of the travel benefits offered by their credit cards.